Why Do I Need An Owner’s Title Insurance Policy?

The owner’s title insurance provides protection for you after the closing. The title has been examined, all of the problems have been taken cared of at closing, but sometimes things are missed for prior owners that are way back in the chain of title.They could be missing judgments, there could be tax liens, there could be forgery, there could be improper notary signatures, there’s a lot of things that can happen.

There could be easements running through the middle of your house. There could be missing deeds for property. The title insurance is what will guarantee your title for as long as you own the home, it will also provide protection after the closing.